Almost fully covered from neck to toes :) If it hadn't been for this sunny weather, my bare arms would definitely complain. But I have a little secret, my dear Grandma used to say to me: "always keepyour feet warm"! And that's what I usually do, if I want to wear something light on the upper body. I can speak from experience. Because I'm pretty sure I have the coldest feet in the whole world. You can ask my boyfriend. When I tuck in bed my feet stay cold for at least an hour...Bad circulation,obviously. The only solution was to keep my feet warm around the house before going to bed. Andthese little fellows here are literally my saviors at home.